Legal
Terms of Service
These terms govern the use of the website at sgcloudledger.sg, operated by Singapore Cloud Ledger Pte. Ltd. from Anson Road, Singapore.
They do not govern accounting engagements, which are covered by a separate engagement letter agreed with each client firm. By using this site you accept these terms; if you do not accept them, please do not use the site.
Last updated 10 November 2026. The version published on this page is the current one.
Nine clauses, plainly written.
A lot of terms pages exist to protect the operator and tell the reader nothing. This one tries to do the opposite: each clause says what it does and what it means for you in the same paragraph.
What this page covers
The website at sgcloudledger.sg: what you can view, download, or print, and what needs our written permission.
What this page does not cover
Accounting engagements. Those sit under an engagement letter agreed and signed with each client firm.
Clause one
About this site
This site is operated by Singapore Cloud Ledger, an accounting practice based on Anson Road, Singapore. Its purpose is to describe the firm's cloud accounting and outsourced finance services and to allow firms to make contact.
The site does not provide accounting, tax, legal, or corporate secretarial advice. Content published here is general information and should not be relied on as advice for a specific situation.
In practice that means the pages about bookkeeping, GST returns, payroll coordination, migration, and management reporting describe what the practice does and on which platforms work happens. They do not tell you how to treat a specific transaction, what your GST position is, or how to file a return — those answers depend on facts only your own records carry.
Clause two
Use of the site
You may view, download, and print pages for your own reference or for internal use within your firm. You may not republish content from this site, sell it, or present it as your own without written permission.
Automated access that places unreasonable load on the site, attempts to extract data in bulk, or interferes with normal operation is not permitted.
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View pages
Read any page on the site, at any time, without registration or payment.
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Download and print
Keep a copy for your own reference, or share it internally within your firm.
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Republish or resell
Needs our written permission first, including on personal or firm blogs.
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Bulk automated access
Not permitted where it places unreasonable load on the site or extracts content at scale.
Clause three
Enquiries and communications
The form makes it easy to introduce yourself. It does not, on its own, make us your accountant.
Submitting an enquiry through this site does not create an accountant–client relationship. That relationship begins only when an engagement letter has been agreed and signed by both parties.
Information sent through the site is not confidential until an engagement exists. Please do not send sensitive documents, identity papers, or full financial records through the website form.
What to send, and what to keep back
Firm name, contact name, what platforms you use (for example Xero or QuickBooks Online), and the service you are asking about.
Bank statements, NRIC or passport scans, and full ledgers. Share these after an engagement letter is signed, through an agreed channel.
Clause four
No professional advice
Content on this site describes services and general market information. It is not a substitute for professional advice on your firm's specific circumstances. Decisions about accounting treatment, tax positions, or statutory filings should be taken on the basis of advice from your appointed professional.
Clause five
Third-party names and platforms
This site refers to accounting platforms and other providers by name, including Xero, QuickBooks Online, Financio, and ABSS, for the purpose of describing the market and the platforms we work on. Those names are the property of their respective owners. References do not imply any partnership, sponsorship, or endorsement beyond a normal working relationship where one exists.
Named platforms
Xero, QuickBooks Online, Financio, and ABSS are named on this site. They are named because the practice works on them; the names belong to their owners.
Where the site says "we work on Xero" it means work is carried out inside that client's own Xero organisation under the engagement, not that Xero endorses the practice.
What naming does not mean
A named platform is not a partner, sponsor, or certifier of Singapore Cloud Ledger. Nothing on the site claims accreditation, certification, or an endorsement from any platform unless it comes with a written agreement to back it.
Clause six
Intellectual property
Text, structure, and site design on this site belong to Singapore Cloud Ledger unless otherwise stated. Third-party trademarks remain with their owners.
If you would like to quote a passage, link to a page as a reference, or reproduce something in training material, write to us first and we will usually say yes with a note about context.
Clause seven
Limitation of liability
The site is provided on an "as is" basis. We aim to keep information accurate and current, but we do not warrant that every page is free from error or that the site will be available without interruption.
To the extent permitted by law, Singapore Cloud Ledger is not liable for loss arising from reliance on general information published on this site.
Clause eight
Availability and changes
We may change, suspend, or withdraw any part of the site at any time. These terms may also be updated; the version published on this page is the current one.
Continued use of the site after a change indicates acceptance of the updated terms.
Clause nine
Governing law
These terms are governed by the laws of Singapore, and any dispute arising from use of this site is subject to the jurisdiction of the Singapore courts.
If you would rather resolve a question without going any further, write to the practice and describe the issue. Most questions about a website are answered the same day.
Who this practice works with
Most of the firms we work with are small professional practices in Singapore — law firms of two to twenty people, boutique consultancies, architecture studios, medical and dental practices, and family offices that have outgrown a spreadsheet but do not need a full internal finance team.
They tend to arrive with the same three problems: books kept on a desktop file that nobody else can open, GST deadlines that drift by a few days every quarter, and management reports that only appear when a bank or an investor asks for one.
If that sounds like your firm, the pages on cloud accounting services and migration and onboarding describe what is covered.
Questions about these terms
If something here is unclear, ask us.
The contact page is the fastest route to a real answer. If your question is about an engagement already underway, mention the firm name and the engagement letter date so we can find it quickly.
Singapore Cloud Ledger Pte. Ltd., 16 Raffles Quay, #30-01 Hong Leong Building, Singapore 048581, Central Region.
Privacy policy and cookie policy are linked from the footer of every page.
Terms version 10 November 2026. Governed by the laws of Singapore.